Call reports 2004

FIRST LOCKHART BANK — 2004

Name: FIRST LOCKHART BANK — FFIEC call report 2004
Creator: FIRST LOCKHART BANK

What FIRST LOCKHART BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b661497-3c17-49c1-955b-ec021d5be4a6/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	107,176,000	106,168,000	108,331,000	114,353,000
Total loans	72,327,000	73,944,000	75,002,000	73,100,000
Allowance for loan losses	900,000	876,000	885,000	884,000
Securities available for sale	24,957,000	21,120,000	19,486,000	24,667,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	91,988,000	89,071,000	92,449,000	99,745,000
Interest-bearing deposits	73,133,000	69,205,000	72,934,000	77,391,000
Noninterest-bearing deposits	18,855,000	19,866,000	19,515,000	22,354,000
Equity capital	11,534,000	11,252,000	11,859,000	10,838,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,335,000	2,636,000	3,966,000	5,346,000
Interest expense	234,000	460,000	692,000	929,000
Net interest income	1,101,000	2,176,000	3,274,000	4,417,000
Noninterest income	336,000	698,000	1,042,000	1,350,000
Noninterest expense	975,000	1,940,000	2,903,000	3,900,000
Provision for loan losses	0	10,000	25,000	40,000
Pretax income	462,000	924,000	1,388,000	1,827,000
Income tax	118,000	236,000	357,000	470,000
Net income	344,000	688,000	1,031,000	1,357,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	11,339,000	11,541,000	11,860,000	10,937,000
Total capital	12,239,000	12,417,000	12,745,000	11,821,000
Risk-weighted assets	77,408,000	79,126,000	80,303,000	80,083,000