Call reports 2003

FIRST LOCKHART BANK — 2003

Name: FIRST LOCKHART BANK — FFIEC call report 2003
Creator: FIRST LOCKHART BANK

What FIRST LOCKHART BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b661497-3c17-49c1-955b-ec021d5be4a6/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	105,880,000	108,063,000	107,041,000	106,680,000
Total loans	69,093,000	69,690,000	70,695,000	71,324,000
Allowance for loan losses	919,000	947,000	935,000	898,000
Securities available for sale	20,742,000	27,770,000	24,553,000	23,632,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	93,510,000	92,526,000	91,072,000	92,010,000
Interest-bearing deposits	75,287,000	73,525,000	71,262,000	72,162,000
Noninterest-bearing deposits	18,223,000	19,001,000	19,810,000	19,848,000
Equity capital	11,938,000	11,914,000	12,157,000	11,072,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,450,000	2,872,000	4,228,000	5,567,000
Interest expense	324,000	623,000	901,000	1,150,000
Net interest income	1,126,000	2,249,000	3,327,000	4,417,000
Noninterest income	281,000	642,000	1,037,000	1,380,000
Noninterest expense	958,000	1,913,000	2,850,000	3,970,000
Provision for loan losses	60,000	90,000	90,000	90,000
Pretax income	389,000	888,000	1,424,000	1,737,000
Income tax	110,000	254,000	406,000	437,000
Net income	279,000	634,000	1,018,000	1,300,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	11,663,000	11,613,000	12,092,000	11,007,000
Total capital	12,576,000	12,539,000	13,027,000	11,905,000
Risk-weighted assets	73,062,000	74,071,000	76,459,000	77,302,000