Call reports 2001
FIRST LOCKHART BANK — 2001
What FIRST LOCKHART BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,716,000 | 105,318,000 | 106,898,000 | 109,354,000 |
| Total loans | 64,788,000 | 64,344,000 | 64,653,000 | 65,650,000 |
| Allowance for loan losses | 693,000 | 680,000 | 707,000 | 693,000 |
| Securities available for sale | 26,591,000 | 25,141,000 | 27,238,000 | 28,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,328,000 | 93,758,000 | 94,883,000 | 97,737,000 |
| Interest-bearing deposits | 77,605,000 | 75,630,000 | 77,520,000 | 77,652,000 |
| Noninterest-bearing deposits | 16,723,000 | 18,128,000 | 17,363,000 | 20,085,000 |
| Equity capital | 11,005,000 | 11,065,000 | 11,419,000 | 11,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,888,000 | 3,667,000 | 5,444,000 | 7,125,000 |
| Interest expense | 844,000 | 1,679,000 | 2,446,000 | 3,085,000 |
| Net interest income | 1,044,000 | 1,988,000 | 2,998,000 | 4,040,000 |
| Noninterest income | 206,000 | 486,000 | 734,000 | 1,007,000 |
| Noninterest expense | 928,000 | 1,804,000 | 2,701,000 | 3,565,000 |
| Provision for loan losses | 32,000 | 63,000 | 108,000 | 153,000 |
| Pretax income | 290,000 | 607,000 | 923,000 | 1,329,000 |
| Income tax | 76,000 | 162,000 | 250,000 | 364,000 |
| Net income | 214,000 | 445,000 | 673,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,903,000 | 10,974,000 | 11,202,000 | 11,264,000 |
| Total capital | 11,596,000 | 11,654,000 | 11,909,000 | 11,957,000 |
| Risk-weighted assets | 65,279,000 | 65,687,000 | 66,315,000 | 69,399,000 |