Call reports 2011
FIRST INTERNATIONAL BANK — 2011
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 321,070,000 | 239,916,000 |
| Total loans | 240,992,000 | 188,990,000 |
| Allowance for loan losses | 14,457,000 | 14,420,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 274,013,000 | 208,775,000 |
| Interest-bearing deposits | 243,896,000 | 189,917,000 |
| Noninterest-bearing deposits | 30,117,000 | 18,858,000 |
| Equity capital | 6,965,000 | 6,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 3,265,000 | 5,813,000 |
| Interest expense | 869,000 | 1,579,000 |
| Net interest income | 2,396,000 | 4,234,000 |
| Noninterest income | -1,774,000 | -637,000 |
| Noninterest expense | 3,902,000 | 7,220,000 |
| Provision for loan losses | 100,000 | 100,000 |
| Pretax income | -3,380,000 | -3,723,000 |
| Income tax | 0 | 0 |
| Net income | -3,380,000 | -3,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 6,965,000 | 6,622,000 |
| Total capital | 10,268,000 | 9,303,000 |
| Risk-weighted assets | 253,525,000 | 202,762,000 |