Call reports 2010
FIRST INTERNATIONAL BANK — 2010
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 404,885,000 | 388,521,000 | 358,197,000 | 343,408,000 |
| Total loans | 316,629,000 | 299,145,000 | 274,262,000 | 256,129,000 |
| Allowance for loan losses | 11,454,000 | 10,853,000 | 18,316,000 | 14,159,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,715,000 | 314,875,000 | 304,339,000 | 292,489,000 |
| Interest-bearing deposits | 271,683,000 | 272,969,000 | 267,009,000 | 259,699,000 |
| Noninterest-bearing deposits | 40,032,000 | 41,906,000 | 37,330,000 | 32,790,000 |
| Equity capital | 26,062,000 | 26,813,000 | 12,403,000 | 10,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,549,000 | 9,117,000 | 12,938,000 | 16,178,000 |
| Interest expense | 1,390,000 | 2,616,000 | 3,690,000 | 4,662,000 |
| Net interest income | 3,159,000 | 6,501,000 | 9,248,000 | 11,516,000 |
| Noninterest income | -575,000 | 248,000 | 959,000 | -155,000 |
| Noninterest expense | 3,506,000 | 6,769,000 | 10,484,000 | 13,994,000 |
| Provision for loan losses | 8,767,000 | 8,918,000 | 23,071,000 | 23,071,000 |
| Pretax income | -9,689,000 | -8,938,000 | -23,348,000 | -25,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -9,689,000 | -8,938,000 | -23,348,000 | -25,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,062,000 | 26,813,000 | 12,403,000 | 10,047,000 |
| Total capital | 30,293,000 | 30,904,000 | 16,164,000 | 13,579,000 |
| Risk-weighted assets | 336,379,000 | 320,478,000 | 286,304,000 | 271,892,000 |