Call reports 2009
FIRST INTERNATIONAL BANK — 2009
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 389,787,000 | 426,084,000 | 454,377,000 | 426,708,000 |
| Total loans | 348,210,000 | 349,821,000 | 335,258,000 | 332,335,000 |
| Allowance for loan losses | 5,075,000 | 4,689,000 | 5,269,000 | 4,584,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,228,000 | 328,434,000 | 355,807,000 | 313,691,000 |
| Interest-bearing deposits | 266,071,000 | 290,301,000 | 316,124,000 | 273,262,000 |
| Noninterest-bearing deposits | 35,157,000 | 38,133,000 | 39,683,000 | 40,429,000 |
| Equity capital | 33,053,000 | 33,342,000 | 34,530,000 | 35,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,290,000 | 10,913,000 | 15,958,000 | 21,279,000 |
| Interest expense | 2,211,000 | 4,286,000 | 6,425,000 | 8,222,000 |
| Net interest income | 3,079,000 | 6,627,000 | 9,533,000 | 13,057,000 |
| Noninterest income | 594,000 | 798,000 | 1,848,000 | 2,457,000 |
| Noninterest expense | 3,051,000 | 6,214,000 | 10,182,000 | 13,087,000 |
| Provision for loan losses | 300,000 | 600,000 | 2,400,000 | 2,407,000 |
| Pretax income | 322,000 | 611,000 | -1,201,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 611,000 | -1,201,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,053,000 | 33,342,000 | 34,530,000 | 35,751,000 |
| Total capital | 37,785,000 | 38,023,000 | 39,110,000 | 40,220,000 |
| Risk-weighted assets | 378,238,000 | 374,466,000 | 365,679,000 | 359,526,000 |