Call reports 2008
FIRST INTERNATIONAL BANK — 2008
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 343,415,000 | 368,212,000 | 381,214,000 | 384,995,000 |
| Total loans | 303,159,000 | 321,379,000 | 332,439,000 | 339,466,000 |
| Allowance for loan losses | 3,044,000 | 3,477,000 | 3,919,000 | 5,017,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,224,000 | 273,330,000 | 272,113,000 | 272,507,000 |
| Interest-bearing deposits | 195,257,000 | 235,022,000 | 229,003,000 | 234,737,000 |
| Noninterest-bearing deposits | 36,967,000 | 38,308,000 | 43,110,000 | 37,770,000 |
| Equity capital | 31,774,000 | 32,052,000 | 33,190,000 | 32,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,546,000 | 10,976,000 | 16,465,000 | 21,862,000 |
| Interest expense | 2,390,000 | 4,762,000 | 7,214,000 | 9,534,000 |
| Net interest income | 3,156,000 | 6,214,000 | 9,251,000 | 12,328,000 |
| Noninterest income | 746,000 | 1,418,000 | 2,177,000 | 2,808,000 |
| Noninterest expense | 2,670,000 | 5,514,000 | 8,770,000 | 11,996,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,250,000 | 2,350,000 |
| Pretax income | 932,000 | 1,368,000 | 1,408,000 | 790,000 |
| Income tax | 0 | -2,000 | 0 | 0 |
| Net income | 932,000 | 1,370,000 | 1,408,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,774,000 | 32,052,000 | 33,190,000 | 32,731,000 |
| Total capital | 34,818,000 | 35,529,000 | 37,109,000 | 37,392,000 |
| Risk-weighted assets | 324,214,000 | 346,653,000 | 358,251,000 | 372,522,000 |