Call reports 2007
FIRST INTERNATIONAL BANK — 2007
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 240,765,000 | 241,349,000 | 264,261,000 | 295,864,000 |
| Total loans | 210,284,000 | 208,511,000 | 230,778,000 | 256,629,000 |
| Allowance for loan losses | 2,786,000 | 2,742,000 | 2,704,000 | 2,789,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,955,000 | 179,005,000 | 195,333,000 | 217,250,000 |
| Interest-bearing deposits | 170,312,000 | 148,610,000 | 164,652,000 | 178,015,000 |
| Noninterest-bearing deposits | 29,643,000 | 30,395,000 | 30,681,000 | 39,235,000 |
| Equity capital | 29,584,000 | 30,098,000 | 31,299,000 | 31,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,058,000 | 10,072,000 | 15,377,000 | 20,783,000 |
| Interest expense | 2,066,000 | 4,050,000 | 6,229,000 | 8,625,000 |
| Net interest income | 2,992,000 | 6,022,000 | 9,148,000 | 12,158,000 |
| Noninterest income | 615,000 | 1,250,000 | 1,872,000 | 2,529,000 |
| Noninterest expense | 2,232,000 | 4,644,000 | 7,091,000 | 9,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,375,000 | 2,628,000 | 3,929,000 | 4,672,000 |
| Income tax | 0 | -11,000 | -11,000 | -11,000 |
| Net income | 1,375,000 | 2,639,000 | 3,940,000 | 4,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,584,000 | 30,098,000 | 31,299,000 | 31,792,000 |
| Total capital | 32,353,000 | 32,840,000 | 34,003,000 | 34,581,000 |
| Risk-weighted assets | 221,511,000 | 219,821,000 | 242,826,000 | 276,058,000 |