Call reports 2006
FIRST INTERNATIONAL BANK — 2006
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 232,930,000 | 237,627,000 | 231,148,000 | 243,625,000 |
| Total loans | 206,963,000 | 211,654,000 | 203,319,000 | 212,070,000 |
| Allowance for loan losses | 2,423,000 | 2,734,000 | 2,927,000 | 3,064,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,662,000 | 184,342,000 | 190,772,000 | 203,253,000 |
| Interest-bearing deposits | 153,580,000 | 152,546,000 | 160,426,000 | 171,365,000 |
| Noninterest-bearing deposits | 34,082,000 | 31,796,000 | 30,346,000 | 31,888,000 |
| Equity capital | 25,144,000 | 25,171,000 | 27,576,000 | 28,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,579,000 | 9,460,000 | 14,535,000 | 19,809,000 |
| Interest expense | 1,579,000 | 3,296,000 | 5,210,000 | 7,240,000 |
| Net interest income | 3,000,000 | 6,164,000 | 9,325,000 | 12,569,000 |
| Noninterest income | 635,000 | 1,273,000 | 1,840,000 | 2,405,000 |
| Noninterest expense | 1,987,000 | 3,962,000 | 6,060,000 | 8,336,000 |
| Provision for loan losses | 450,000 | 750,000 | 975,000 | 1,125,000 |
| Pretax income | 1,198,000 | 2,725,000 | 4,130,000 | 5,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,198,000 | 2,725,000 | 4,130,000 | 5,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,144,000 | 25,171,000 | 27,576,000 | 28,959,000 |
| Total capital | 27,567,000 | 27,885,000 | 30,216,000 | 31,747,000 |
| Risk-weighted assets | 211,376,000 | 217,157,000 | 210,894,000 | 227,134,000 |