Call reports 2005
FIRST INTERNATIONAL BANK — 2005
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,197,000 | 222,209,000 | 232,541,000 | 240,045,000 |
| Total loans | 203,878,000 | 198,761,000 | 208,286,000 | 210,869,000 |
| Allowance for loan losses | 2,536,000 | 2,302,000 | 2,193,000 | 2,041,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,512,000 | 189,034,000 | 182,020,000 | 183,840,000 |
| Interest-bearing deposits | 138,601,000 | 153,045,000 | 146,711,000 | 151,050,000 |
| Noninterest-bearing deposits | 35,911,000 | 35,989,000 | 35,309,000 | 32,790,000 |
| Equity capital | 23,006,000 | 22,347,000 | 25,116,000 | 26,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,505,000 | 7,437,000 | 11,514,000 | 15,902,000 |
| Interest expense | 883,000 | 1,957,000 | 3,150,000 | 4,576,000 |
| Net interest income | 2,622,000 | 5,480,000 | 8,364,000 | 11,326,000 |
| Noninterest income | 496,000 | 1,010,000 | 1,669,000 | 2,276,000 |
| Noninterest expense | 1,871,000 | 3,764,000 | 5,608,000 | 7,535,000 |
| Provision for loan losses | 120,000 | 258,000 | 688,000 | 1,000,000 |
| Pretax income | 1,127,000 | 2,468,000 | 3,737,000 | 5,067,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,127,000 | 2,468,000 | 3,737,000 | 5,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,006,000 | 22,347,000 | 25,116,000 | 26,446,000 |
| Total capital | 25,542,000 | 24,649,000 | 27,309,000 | 28,487,000 |
| Risk-weighted assets | 207,087,000 | 203,925,000 | 215,119,000 | 215,841,000 |