Call reports 2004
FIRST INTERNATIONAL BANK — 2004
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 206,018,000 | 203,031,000 | 201,174,000 | 210,445,000 |
| Total loans | 188,112,000 | 184,297,000 | 183,422,000 | 191,668,000 |
| Allowance for loan losses | 2,007,000 | 2,201,000 | 2,308,000 | 2,416,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,030,000 | 166,003,000 | 162,156,000 | 165,661,000 |
| Interest-bearing deposits | 142,892,000 | 136,490,000 | 125,666,000 | 132,141,000 |
| Noninterest-bearing deposits | 28,138,000 | 29,513,000 | 36,490,000 | 33,520,000 |
| Equity capital | 17,750,000 | 17,544,000 | 20,780,000 | 21,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,881,000 | 5,859,000 | 8,779,000 | 12,038,000 |
| Interest expense | 713,000 | 1,427,000 | 2,107,000 | 2,843,000 |
| Net interest income | 2,168,000 | 4,432,000 | 6,672,000 | 9,195,000 |
| Noninterest income | 404,000 | 821,000 | 1,240,000 | 1,678,000 |
| Noninterest expense | 1,616,000 | 3,353,000 | 5,056,000 | 6,798,000 |
| Provision for loan losses | 105,000 | 255,000 | 375,000 | 495,000 |
| Pretax income | 851,000 | 1,645,000 | 2,481,000 | 3,580,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,645,000 | 2,481,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,750,000 | 17,544,000 | 20,780,000 | 21,879,000 |
| Total capital | 19,757,000 | 19,745,000 | 23,088,000 | 24,295,000 |
| Risk-weighted assets | 192,217,000 | 188,319,000 | 186,546,000 | 195,008,000 |