Call reports 2002
FIRST INTERNATIONAL BANK — 2002
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,641,000 | 142,889,000 | 159,077,000 | 162,110,000 |
| Total loans | 115,947,000 | 127,183,000 | 143,504,000 | 146,501,000 |
| Allowance for loan losses | 850,000 | 915,000 | 1,060,000 | 1,170,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,878,000 | 112,739,000 | 128,069,000 | 134,193,000 |
| Interest-bearing deposits | 84,851,000 | 89,372,000 | 104,177,000 | 110,449,000 |
| Noninterest-bearing deposits | 23,027,000 | 23,367,000 | 23,892,000 | 23,744,000 |
| Equity capital | 12,525,000 | 13,116,000 | 13,573,000 | 13,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,191,000 | 6,537,000 | 8,954,000 |
| Interest expense | 836,000 | 1,559,000 | 2,362,000 | 3,189,000 |
| Net interest income | 1,234,000 | 2,632,000 | 4,175,000 | 5,765,000 |
| Noninterest income | 333,000 | 703,000 | 1,063,000 | 1,417,000 |
| Noninterest expense | 1,470,000 | 3,009,000 | 4,533,000 | 6,050,000 |
| Provision for loan losses | 50,000 | 155,000 | 305,000 | 455,000 |
| Pretax income | 47,000 | 171,000 | 400,000 | 677,000 |
| Income tax | 8,000 | 41,000 | 113,000 | 542,000 |
| Net income | 39,000 | 130,000 | 287,000 | 135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,525,000 | 13,116,000 | 13,573,000 | 13,921,000 |
| Total capital | 13,375,000 | 14,031,000 | 14,633,000 | 15,091,000 |
| Risk-weighted assets | 118,616,000 | 128,808,000 | 145,134,000 | 146,621,000 |