Call reports 2001
FIRST INTERNATIONAL BANK — 2001
What FIRST INTERNATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,960,000 | 124,310,000 | 128,538,000 | 132,076,000 |
| Total loans | 99,179,000 | 108,070,000 | 116,004,000 | 117,717,000 |
| Allowance for loan losses | 803,000 | 866,000 | 909,000 | 923,000 |
| Securities available for sale | 9,285,000 | 2,796,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,640,000 | 110,272,000 | 108,040,000 | 108,972,000 |
| Interest-bearing deposits | 92,735,000 | 90,358,000 | 89,420,000 | 88,060,000 |
| Noninterest-bearing deposits | 17,905,000 | 19,914,000 | 18,620,000 | 20,912,000 |
| Equity capital | 9,170,000 | 9,323,000 | 9,416,000 | 9,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,178,000 | 7,688,000 | 9,911,000 |
| Interest expense | 1,254,000 | 2,455,000 | 3,582,000 | 4,586,000 |
| Net interest income | 1,432,000 | 2,723,000 | 4,106,000 | 5,325,000 |
| Noninterest income | 207,000 | 502,000 | 817,000 | 1,180,000 |
| Noninterest expense | 1,457,000 | 2,905,000 | 4,423,000 | 5,910,000 |
| Provision for loan losses | 50,000 | 150,000 | 195,000 | 195,000 |
| Pretax income | 132,000 | 170,000 | 332,000 | 427,000 |
| Income tax | 45,000 | -71,000 | -24,000 | 2,000 |
| Net income | 87,000 | 241,000 | 356,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,147,000 | 9,302,000 | 9,416,000 | 9,486,000 |
| Total capital | 9,950,000 | 10,168,000 | 10,325,000 | 10,409,000 |
| Risk-weighted assets | 102,951,000 | 112,898,000 | 120,051,000 | 121,762,000 |