Call reports 2026
CENDERA BANK — 2026
What CENDERA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 228,894,000 | 257,603,000 |
| Total loans | 181,957,000 | 201,151,000 |
| Allowance for loan losses | 2,064,000 | 2,083,000 |
| Securities available for sale | 11,547,000 | 11,211,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 200,615,000 | 228,505,000 |
| Interest-bearing deposits | 180,891,000 | 208,304,000 |
| Noninterest-bearing deposits | 19,724,000 | 20,201,000 |
| Equity capital | 27,034,000 | 27,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,751,000 | 7,840,000 |
| Interest expense | 1,478,000 | 3,061,000 |
| Net interest income | 2,273,000 | 4,779,000 |
| Noninterest income | 79,000 | 180,000 |
| Noninterest expense | 2,182,000 | 4,349,000 |
| Provision for loan losses | 0 | 15,000 |
| Pretax income | 170,000 | 561,000 |
| Income tax | 35,000 | 116,000 |
| Net income | 135,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,085,000 | 27,435,000 |
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