Call reports 2024
CENDERA BANK — 2024
What CENDERA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 189,759,000 | 194,017,000 | 215,567,000 | 225,716,000 |
| Total loans | 153,924,000 | 159,665,000 | 166,122,000 | 170,819,000 |
| Allowance for loan losses | 1,706,000 | 1,746,000 | 1,785,000 | 1,845,000 |
| Securities available for sale | 11,660,000 | 6,620,000 | 6,838,000 | 8,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,350,000 | 167,335,000 | 188,728,000 | 198,752,000 |
| Interest-bearing deposits | 138,990,000 | 144,080,000 | 170,967,000 | 179,688,000 |
| Noninterest-bearing deposits | 20,360,000 | 23,255,000 | 17,761,000 | 19,064,000 |
| Equity capital | 25,301,000 | 25,459,000 | 25,746,000 | 25,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,952,000 | 6,307,000 | 9,847,000 | 13,580,000 |
| Interest expense | 1,282,000 | 2,753,000 | 4,397,000 | 6,097,000 |
| Net interest income | 1,670,000 | 3,554,000 | 5,450,000 | 7,483,000 |
| Noninterest income | 84,000 | 163,000 | 229,000 | 346,000 |
| Noninterest expense | 1,709,000 | 3,532,000 | 5,429,000 | 7,435,000 |
| Provision for loan losses | 5,000 | 46,000 | 93,000 | 153,000 |
| Pretax income | 26,000 | 120,000 | 157,000 | 227,000 |
| Income tax | 5,000 | 24,000 | 27,000 | -88,000 |
| Net income | 21,000 | 96,000 | 130,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,516,000 | 25,669,000 | 25,778,000 | 26,040,000 |
Machine access — free, no API key
Every figure shown here about CENDERA BANK — 2024 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.