Call reports 2018
CENDERA BANK — 2018
What CENDERA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 91,027,000 | 92,132,000 | 98,502,000 | 96,920,000 |
| Total loans | 74,110,000 | 77,949,000 | 83,387,000 | 86,942,000 |
| Allowance for loan losses | 770,000 | 784,000 | 804,000 | 825,000 |
| Securities available for sale | 4,870,000 | 4,518,000 | 4,178,000 | 3,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,233,000 | 80,619,000 | 85,780,000 | 84,086,000 |
| Interest-bearing deposits | 63,814,000 | 63,245,000 | 68,153,000 | 67,735,000 |
| Noninterest-bearing deposits | 18,419,000 | 17,374,000 | 17,627,000 | 16,351,000 |
| Equity capital | 8,649,000 | 8,885,000 | 12,463,000 | 12,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,481,000 | 3,836,000 | 5,309,000 |
| Interest expense | 183,000 | 384,000 | 603,000 | 868,000 |
| Net interest income | 1,046,000 | 2,097,000 | 3,233,000 | 4,441,000 |
| Noninterest income | 57,000 | 116,000 | 178,000 | 235,000 |
| Noninterest expense | 845,000 | 1,704,000 | 2,633,000 | 3,586,000 |
| Provision for loan losses | 18,000 | 31,000 | 47,000 | 88,000 |
| Pretax income | 240,000 | 478,000 | 731,000 | 1,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 478,000 | 731,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,820,000 | 9,058,000 | 12,641,000 | 12,759,000 |
| Total capital | 9,588,000 | 9,854,000 | 13,463,000 | 13,602,000 |
| Risk-weighted assets | 61,449,000 | 63,626,000 | 68,855,000 | 70,762,000 |