Call reports 2017
CENDERA BANK — 2017
What CENDERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,016,000 | 85,961,000 | 89,269,000 | 92,746,000 |
| Total loans | 66,918,000 | 70,241,000 | 72,414,000 | 75,376,000 |
| Allowance for loan losses | 703,000 | 728,000 | 743,000 | 759,000 |
| Securities available for sale | 5,305,000 | 4,992,000 | 4,645,000 | 4,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,457,000 | 76,727,000 | 79,161,000 | 79,507,000 |
| Interest-bearing deposits | 64,601,000 | 60,159,000 | 62,554,000 | 61,681,000 |
| Noninterest-bearing deposits | 13,856,000 | 16,568,000 | 16,607,000 | 17,826,000 |
| Equity capital | 8,435,000 | 8,623,000 | 8,878,000 | 9,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,155,000 | 3,370,000 | 4,636,000 |
| Interest expense | 142,000 | 315,000 | 493,000 | 663,000 |
| Net interest income | 883,000 | 1,840,000 | 2,877,000 | 3,973,000 |
| Noninterest income | 63,000 | 125,000 | 187,000 | 245,000 |
| Noninterest expense | 747,000 | 1,581,000 | 2,421,000 | 3,217,000 |
| Provision for loan losses | 49,000 | 77,000 | 92,000 | 107,000 |
| Pretax income | 150,000 | 307,000 | 551,000 | 894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 307,000 | 551,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,548,000 | 8,704,000 | 8,878,000 | 9,292,000 |
| Total capital | 9,228,000 | 9,400,000 | 9,611,000 | 10,069,000 |
| Risk-weighted assets | 54,303,000 | 55,651,000 | 58,554,000 | 62,363,000 |