Call reports 2004
CENDERA BANK — 2004
What CENDERA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,094,000 | 40,759,000 | 44,099,000 | 43,361,000 |
| Total loans | 18,158,000 | 19,043,000 | 18,974,000 | 19,185,000 |
| Allowance for loan losses | 202,000 | 218,000 | 245,000 | 215,000 |
| Securities available for sale | 15,399,000 | 15,493,000 | 17,711,000 | 15,154,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,497,000 | 35,569,000 | 38,412,000 | 37,801,000 |
| Interest-bearing deposits | 29,303,000 | 29,792,000 | 32,094,000 | 29,987,000 |
| Noninterest-bearing deposits | 6,194,000 | 5,777,000 | 6,318,000 | 7,814,000 |
| Equity capital | 5,361,000 | 5,030,000 | 5,431,000 | 5,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 606,000 | 1,217,000 | 1,846,000 | 2,500,000 |
| Interest expense | 161,000 | 317,000 | 473,000 | 626,000 |
| Net interest income | 445,000 | 900,000 | 1,373,000 | 1,874,000 |
| Noninterest income | 94,000 | 181,000 | 409,000 | 486,000 |
| Noninterest expense | 390,000 | 832,000 | 1,306,000 | 1,779,000 |
| Provision for loan losses | 37,000 | 71,000 | 92,000 | 93,000 |
| Pretax income | 112,000 | 178,000 | 384,000 | 488,000 |
| Income tax | 38,000 | 60,000 | 129,000 | 164,000 |
| Net income | 74,000 | 118,000 | 255,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,213,000 | 5,257,000 | 5,394,000 | 5,464,000 |
| Total capital | 5,438,000 | 5,498,000 | 5,662,000 | 5,704,000 |
| Risk-weighted assets | 21,012,000 | 21,787,000 | 22,217,000 | 22,709,000 |
Machine access — free, no API key
Every figure shown here about CENDERA BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.