Call reports 2001
CENDERA BANK — 2001
What CENDERA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,251,000 | 38,296,000 | 38,556,000 | 40,594,000 |
| Total loans | 23,751,000 | 23,359,000 | 21,938,000 | 22,258,000 |
| Allowance for loan losses | 170,000 | 180,000 | 163,000 | 171,000 |
| Securities available for sale | 5,502,000 | 4,350,000 | 3,401,000 | 3,378,000 |
| Securities held to maturity | 0 | 0 | 1,493,000 | 5,693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,210,000 | 33,214,000 | 33,362,000 | 35,492,000 |
| Interest-bearing deposits | 28,226,000 | 27,242,000 | 26,895,000 | 28,249,000 |
| Noninterest-bearing deposits | 5,984,000 | 5,972,000 | 6,467,000 | 7,243,000 |
| Equity capital | 4,825,000 | 4,919,000 | 5,031,000 | 4,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,573,000 | 2,316,000 | 3,010,000 |
| Interest expense | 348,000 | 678,000 | 984,000 | 1,241,000 |
| Net interest income | 454,000 | 895,000 | 1,332,000 | 1,769,000 |
| Noninterest income | 73,000 | 162,000 | 252,000 | 330,000 |
| Noninterest expense | 348,000 | 710,000 | 1,090,000 | 1,617,000 |
| Provision for loan losses | 27,000 | 50,000 | 79,000 | 165,000 |
| Pretax income | 152,000 | 297,000 | 415,000 | 317,000 |
| Income tax | 52,000 | 101,000 | 141,000 | 97,000 |
| Net income | 100,000 | 196,000 | 274,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,790,000 | 4,886,000 | 4,964,000 | 4,910,000 |
| Total capital | 4,960,000 | 5,066,000 | 5,127,000 | 5,081,000 |
| Risk-weighted assets | 24,081,000 | 23,775,000 | 22,836,000 | 23,877,000 |