Call report 2025Q4
SANDHILLS STATE BANK — 2025Q4
The 22 measures SANDHILLS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 392,581,000 | USD | evidence → |
| Total loans | 270,026,000 | USD | evidence → |
| Allowance for loan losses | 2,949,000 | USD | evidence → |
| Securities available for sale | 61,410,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,399,000 | USD | evidence → |
| Interest-bearing deposits | 289,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,972,000 | USD | evidence → |
| Equity capital | 33,577,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,447,000 | USD | evidence → |
| Interest expense | 5,455,000 | USD | evidence → |
| Net interest income | 12,992,000 | USD | evidence → |
| Noninterest income | 550,000 | USD | evidence → |
| Noninterest expense | 8,138,000 | USD | evidence → |
| Provision for loan losses | 312,000 | USD | evidence → |
| Pretax income | 5,090,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 4,991,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,569,000 | USD | evidence → |
| Total capital | 33,518,000 | USD | evidence → |
| Risk-weighted assets | 284,363,000 | USD | evidence → |