Call reports 2017
SANDHILLS STATE BANK — 2017
What SANDHILLS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 226,441,000 | 234,819,000 | 234,913,000 | 240,373,000 |
| Total loans | 188,592,000 | 195,124,000 | 194,738,000 | 195,221,000 |
| Allowance for loan losses | 1,773,000 | 1,773,000 | 1,775,000 | 1,771,000 |
| Securities available for sale | 23,586,000 | 24,598,000 | 24,442,000 | 22,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,532,000 | 189,870,000 | 194,572,000 | 208,637,000 |
| Interest-bearing deposits | 160,416,000 | 162,319,000 | 166,130,000 | 168,659,000 |
| Noninterest-bearing deposits | 31,116,000 | 27,551,000 | 28,442,000 | 39,978,000 |
| Equity capital | 26,452,000 | 27,145,000 | 27,806,000 | 24,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,458,000 | 5,006,000 | 7,683,000 | 10,325,000 |
| Interest expense | 327,000 | 669,000 | 1,036,000 | 1,396,000 |
| Net interest income | 2,131,000 | 4,337,000 | 6,647,000 | 8,929,000 |
| Noninterest income | 89,000 | 171,000 | 232,000 | 291,000 |
| Noninterest expense | 1,547,000 | 3,050,000 | 4,538,000 | 6,060,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 573,000 | 1,361,000 | 2,244,000 | 3,063,000 |
| Income tax | 21,000 | 42,000 | 68,000 | 92,000 |
| Net income | 552,000 | 1,319,000 | 2,176,000 | 2,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,179,000 | 22,787,000 | 23,484,000 | 20,763,000 |
| Total capital | 23,952,000 | 24,560,000 | 25,259,000 | 22,534,000 |
| Risk-weighted assets | 187,696,000 | 194,100,000 | 189,619,000 | 190,174,000 |