Call reports 2012

SANDHILLS STATE BANK — 2012

Name: SANDHILLS STATE BANK — FFIEC call report 2012
Creator: SANDHILLS STATE BANK

What SANDHILLS STATE BANK reported to the FFIEC in 2012, quarter by quarter.

PERIOD: 2012SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8b5a63e1-fb2f-46e0-900f-fdee519774cb/2012

Balance sheet

What the bank holds and owes at quarter end

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Total assets	98,305,000	102,150,000	106,107,000	116,202,000
Total loans	61,949,000	76,344,000	78,008,000	85,388,000
Allowance for loan losses	803,000	801,000	846,000	849,000
Securities available for sale	13,510,000	5,419,000	8,205,000	11,161,000
Securities held to maturity	3,871,000	3,839,000	7,620,000	7,650,000
Trading assets	0	0	0	0
Total deposits	82,892,000	80,587,000	89,106,000	96,445,000
Interest-bearing deposits	74,021,000	71,551,000	77,260,000	80,642,000
Noninterest-bearing deposits	8,871,000	9,036,000	11,846,000	15,803,000
Equity capital	10,158,000	11,181,000	11,347,000	12,476,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Interest income	852,000	1,833,000	2,861,000	3,929,000
Interest expense	287,000	557,000	822,000	1,084,000
Net interest income	565,000	1,276,000	2,039,000	2,845,000
Noninterest income	28,000	54,000	88,000	120,000
Noninterest expense	554,000	1,171,000	1,848,000	2,511,000
Provision for loan losses	-18,000	-19,000	26,000	26,000
Pretax income	57,000	190,000	265,000	440,000
Income tax	0	0	9,000	16,000
Net income	57,000	190,000	256,000	424,000

Basel measures — not reported for every quarter

Measure	2012Q1	2012Q2	2012Q3	2012Q4
Tier 1 capital	8,559,000	9,531,000	9,711,000	10,859,000
Total capital	9,362,000	10,332,000	10,557,000	11,708,000
Risk-weighted assets	70,676,000	82,670,000	84,120,000	91,420,000