Call reports 2001
SANDHILLS STATE BANK — 2001
What SANDHILLS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,136,000 | 32,451,000 | 32,960,000 | 32,844,000 |
| Total loans | 14,236,000 | 15,134,000 | 13,815,000 | 15,392,000 |
| Allowance for loan losses | 312,000 | 335,000 | 359,000 | 381,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,962,000 | 15,736,000 | 14,562,000 | 15,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,855,000 | 28,139,000 | 28,625,000 | 28,630,000 |
| Interest-bearing deposits | 26,494,000 | 26,343,000 | 26,964,000 | 26,420,000 |
| Noninterest-bearing deposits | 1,361,000 | 1,796,000 | 1,661,000 | 2,210,000 |
| Equity capital | 3,945,000 | 3,971,000 | 3,985,000 | 3,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,140,000 | 1,676,000 | 2,197,000 |
| Interest expense | 361,000 | 709,000 | 1,042,000 | 1,323,000 |
| Net interest income | 213,000 | 431,000 | 634,000 | 874,000 |
| Noninterest income | 11,000 | 25,000 | 36,000 | 48,000 |
| Noninterest expense | 172,000 | 345,000 | 522,000 | 692,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 30,000 | 66,000 | 81,000 | 140,000 |
| Income tax | 6,000 | 16,000 | 17,000 | 36,000 |
| Net income | 24,000 | 50,000 | 64,000 | 104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,945,000 | 3,971,000 | 3,985,000 | 3,965,000 |
| Total capital | 4,175,000 | 4,209,000 | 4,211,000 | 4,205,000 |
| Risk-weighted assets | 18,280,000 | 18,932,000 | 17,912,000 | 19,086,000 |