Call reports 2025
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2025
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 141,114,000 | 147,904,000 | 148,679,000 | 150,741,000 |
| Total loans | 115,112,000 | 120,278,000 | 119,513,000 | 123,960,000 |
| Allowance for loan losses | 1,319,000 | 1,334,000 | 1,349,000 | 1,364,000 |
| Securities available for sale | 10,218,000 | 10,158,000 | 10,221,000 | 9,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,001,000 | 123,038,000 | 121,788,000 | 121,179,000 |
| Interest-bearing deposits | 96,861,000 | 101,341,000 | 99,036,000 | 97,847,000 |
| Noninterest-bearing deposits | 21,140,000 | 21,697,000 | 22,752,000 | 23,332,000 |
| Equity capital | 13,182,000 | 13,607,000 | 14,092,000 | 14,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,077,000 | 4,257,000 | 6,513,000 | 8,824,000 |
| Interest expense | 591,000 | 1,209,000 | 1,856,000 | 2,507,000 |
| Net interest income | 1,486,000 | 3,048,000 | 4,657,000 | 6,317,000 |
| Noninterest income | 100,000 | 198,000 | 355,000 | 448,000 |
| Noninterest expense | 1,116,000 | 2,264,000 | 3,519,000 | 4,802,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 454,000 | 950,000 | 1,450,000 | 1,904,000 |
| Income tax | 102,000 | 222,000 | 361,000 | 462,000 |
| Net income | 352,000 | 728,000 | 1,089,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,735,000 | 15,111,000 | 15,421,000 | 15,723,000 |