Call reports 2024
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2024
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 140,492,000 | 140,193,000 | 147,812,000 | 140,781,000 |
| Total loans | 112,610,000 | 115,262,000 | 113,853,000 | 114,065,000 |
| Allowance for loan losses | 1,244,000 | 1,274,000 | 1,304,000 | 1,304,000 |
| Securities available for sale | 9,942,000 | 9,858,000 | 9,643,000 | 10,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,303,000 | 116,656,000 | 124,976,000 | 120,234,000 |
| Interest-bearing deposits | 98,968,000 | 96,845,000 | 97,878,000 | 94,599,000 |
| Noninterest-bearing deposits | 20,335,000 | 19,811,000 | 27,098,000 | 25,635,000 |
| Equity capital | 11,555,000 | 11,903,000 | 13,339,000 | 12,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 4,097,000 | 6,210,000 | 8,359,000 |
| Interest expense | 655,000 | 1,318,000 | 1,993,000 | 2,607,000 |
| Net interest income | 1,350,000 | 2,779,000 | 4,217,000 | 5,752,000 |
| Noninterest income | 125,000 | 274,000 | 343,000 | 490,000 |
| Noninterest expense | 1,146,000 | 2,258,000 | 3,376,000 | 4,426,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 300,000 | 735,000 | 1,096,000 | 1,697,000 |
| Income tax | 72,000 | 171,000 | 252,000 | 393,000 |
| Net income | 228,000 | 564,000 | 844,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,306,000 | 13,642,000 | 14,672,000 | 14,382,000 |