Call reports 2020
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2020
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,915,000 | 112,466,000 | 117,498,000 | 106,595,000 |
| Total loans | 79,037,000 | 86,695,000 | 88,469,000 | 82,178,000 |
| Allowance for loan losses | 820,000 | 875,000 | 948,000 | 1,020,000 |
| Securities available for sale | 8,677,000 | 7,610,000 | 6,244,000 | 7,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,838,000 | 92,826,000 | 97,828,000 | 95,547,000 |
| Interest-bearing deposits | 74,018,000 | 71,582,000 | 72,625,000 | 72,404,000 |
| Noninterest-bearing deposits | 15,820,000 | 21,244,000 | 25,203,000 | 23,143,000 |
| Equity capital | 9,573,000 | 9,799,000 | 9,925,000 | 10,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,428,000 | 3,616,000 | 4,781,000 |
| Interest expense | 183,000 | 301,000 | 382,000 | 464,000 |
| Net interest income | 1,046,000 | 2,127,000 | 3,234,000 | 4,317,000 |
| Noninterest income | 71,000 | 677,000 | 837,000 | 1,054,000 |
| Noninterest expense | 822,000 | 1,667,000 | 2,520,000 | 3,415,000 |
| Provision for loan losses | 18,000 | 74,000 | 149,000 | 224,000 |
| Pretax income | 277,000 | 1,069,000 | 1,402,000 | 1,733,000 |
| Income tax | 70,000 | 277,000 | 339,000 | 419,000 |
| Net income | 207,000 | 792,000 | 1,063,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,409,000 | 9,599,000 | 9,741,000 | 9,991,000 |