Call reports 2019
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2019
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,997,000 | 103,615,000 | 107,245,000 | 99,969,000 |
| Total loans | 75,188,000 | 81,067,000 | 83,488,000 | 79,566,000 |
| Allowance for loan losses | 757,000 | 769,000 | 785,000 | 802,000 |
| Securities available for sale | 7,994,000 | 9,228,000 | 8,646,000 | 8,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,690,000 | 93,962,000 | 95,344,000 | 88,680,000 |
| Interest-bearing deposits | 67,878,000 | 72,465,000 | 74,234,000 | 72,741,000 |
| Noninterest-bearing deposits | 16,812,000 | 21,497,000 | 21,110,000 | 15,939,000 |
| Equity capital | 8,624,000 | 8,886,000 | 9,174,000 | 9,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,464,000 | 3,784,000 | 5,095,000 |
| Interest expense | 212,000 | 435,000 | 649,000 | 855,000 |
| Net interest income | 985,000 | 2,029,000 | 3,135,000 | 4,240,000 |
| Noninterest income | 167,000 | 268,000 | 377,000 | 471,000 |
| Noninterest expense | 877,000 | 1,739,000 | 2,582,000 | 3,446,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 64,000 |
| Pretax income | 260,000 | 527,000 | 879,000 | 1,196,000 |
| Income tax | 61,000 | 124,000 | 208,000 | 323,000 |
| Net income | 199,000 | 403,000 | 671,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,657,000 | 8,861,000 | 9,119,000 | 9,411,000 |
| Total capital | 9,414,000 | 9,629,000 | 9,904,000 | 10,213,000 |
| Risk-weighted assets | 65,596,000 | 67,836,000 | 70,024,000 | 65,925,000 |