Call reports 2017
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2017
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,756,000 | 78,446,000 | 81,521,000 | 87,047,000 |
| Total loans | 60,230,000 | 62,814,000 | 65,209,000 | 67,998,000 |
| Allowance for loan losses | 539,000 | 563,000 | 582,000 | 637,000 |
| Securities available for sale | 7,809,000 | 8,457,000 | 8,360,000 | 8,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,023,000 | 70,416,000 | 72,440,000 | 77,939,000 |
| Interest-bearing deposits | 56,350,000 | 57,741,000 | 59,455,000 | 67,148,000 |
| Noninterest-bearing deposits | 11,673,000 | 12,675,000 | 12,985,000 | 10,791,000 |
| Equity capital | 6,643,000 | 6,989,000 | 7,186,000 | 7,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,794,000 | 2,761,000 | 3,797,000 |
| Interest expense | 52,000 | 106,000 | 162,000 | 238,000 |
| Net interest income | 828,000 | 1,688,000 | 2,599,000 | 3,559,000 |
| Noninterest income | 128,000 | 244,000 | 424,000 | 634,000 |
| Noninterest expense | 705,000 | 1,374,000 | 2,099,000 | 2,870,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 126,000 |
| Pretax income | 224,000 | 504,000 | 843,000 | 1,191,000 |
| Income tax | 88,000 | 181,000 | 242,000 | 306,000 |
| Net income | 136,000 | 323,000 | 601,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,775,000 | 6,962,000 | 7,140,000 | 7,523,000 |
| Total capital | 7,314,000 | 7,525,000 | 7,722,000 | 8,160,000 |
| Risk-weighted assets | 55,327,000 | 55,325,000 | 57,019,000 | 59,023,000 |