Call reports 2016
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2016
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,398,000 | 70,492,000 | 71,068,000 | 73,967,000 |
| Total loans | 47,279,000 | 54,695,000 | 56,943,000 | 61,032,000 |
| Allowance for loan losses | 461,000 | 468,000 | 491,000 | 513,000 |
| Securities available for sale | 7,807,000 | 8,325,000 | 7,192,000 | 6,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,474,000 | 57,673,000 | 61,144,000 | 65,679,000 |
| Interest-bearing deposits | 45,328,000 | 47,018,000 | 48,166,000 | 53,482,000 |
| Noninterest-bearing deposits | 8,146,000 | 10,655,000 | 12,978,000 | 12,197,000 |
| Equity capital | 5,606,000 | 5,872,000 | 6,477,000 | 6,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,482,000 | 2,317,000 | 3,203,000 |
| Interest expense | 53,000 | 100,000 | 148,000 | 196,000 |
| Net interest income | 644,000 | 1,382,000 | 2,169,000 | 3,007,000 |
| Noninterest income | 189,000 | 260,000 | 345,000 | 472,000 |
| Noninterest expense | 501,000 | 1,137,000 | 1,791,000 | 2,480,000 |
| Provision for loan losses | 3,000 | 12,000 | 35,000 | 61,000 |
| Pretax income | 328,000 | 495,000 | 691,000 | 941,000 |
| Income tax | 132,000 | 196,000 | 270,000 | 366,000 |
| Net income | 196,000 | 299,000 | 421,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,560,000 | 5,763,000 | 6,384,000 | 6,638,000 |
| Total capital | 6,021,000 | 6,231,000 | 6,875,000 | 7,157,000 |
| Risk-weighted assets | 44,958,000 | 51,217,000 | 51,379,000 | 54,531,000 |