Call reports 2015
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2015
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 55,969,000 | 57,496,000 | 58,580,000 | 57,307,000 |
| Total loans | 43,009,000 | 44,706,000 | 46,843,000 | 45,768,000 |
| Allowance for loan losses | 451,000 | 454,000 | 457,000 | 458,000 |
| Securities available for sale | 6,381,000 | 6,667,000 | 6,620,000 | 6,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,364,000 | 49,774,000 | 49,507,000 | 50,362,000 |
| Interest-bearing deposits | 43,426,000 | 42,472,000 | 42,824,000 | 42,711,000 |
| Noninterest-bearing deposits | 5,938,000 | 7,302,000 | 6,683,000 | 7,651,000 |
| Equity capital | 5,169,000 | 5,165,000 | 5,342,000 | 5,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,322,000 | 2,033,000 | 2,740,000 |
| Interest expense | 67,000 | 131,000 | 186,000 | 240,000 |
| Net interest income | 584,000 | 1,191,000 | 1,847,000 | 2,500,000 |
| Noninterest income | 67,000 | 123,000 | 174,000 | 240,000 |
| Noninterest expense | 484,000 | 953,000 | 1,431,000 | 1,923,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 150,000 | 341,000 | 569,000 | 793,000 |
| Income tax | 53,000 | 133,000 | 223,000 | 311,000 |
| Net income | 97,000 | 208,000 | 346,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,139,000 | 5,218,000 | 5,318,000 | 5,409,000 |
| Total capital | 5,590,000 | 5,672,000 | 5,775,000 | 5,867,000 |
| Risk-weighted assets | 40,149,000 | 41,967,000 | 43,572,000 | 43,189,000 |