Call reports 2014
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2014
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,564,000 | 52,575,000 | 53,504,000 | 55,657,000 |
| Total loans | 39,950,000 | 41,922,000 | 42,669,000 | 43,098,000 |
| Allowance for loan losses | 425,000 | 455,000 | 470,000 | 448,000 |
| Securities available for sale | 5,440,000 | 5,438,000 | 5,335,000 | 6,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,037,000 | 45,557,000 | 46,942,000 | 48,945,000 |
| Interest-bearing deposits | 36,362,000 | 41,130,000 | 42,198,000 | 42,612,000 |
| Noninterest-bearing deposits | 9,675,000 | 4,427,000 | 4,744,000 | 6,333,000 |
| Equity capital | 4,605,000 | 4,756,000 | 4,823,000 | 5,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,259,000 | 1,913,000 | 2,582,000 |
| Interest expense | 76,000 | 151,000 | 225,000 | 298,000 |
| Net interest income | 537,000 | 1,108,000 | 1,688,000 | 2,284,000 |
| Noninterest income | 50,000 | 95,000 | 144,000 | 202,000 |
| Noninterest expense | 438,000 | 895,000 | 1,349,000 | 1,815,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 78,000 |
| Pretax income | 119,000 | 248,000 | 408,000 | 593,000 |
| Income tax | 41,000 | 85,000 | 141,000 | 206,000 |
| Net income | 78,000 | 163,000 | 267,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,752,000 | 4,837,000 | 4,941,000 | 5,041,000 |
| Total capital | 5,165,000 | 5,259,000 | 5,368,000 | 5,482,000 |
| Risk-weighted assets | 32,966,000 | 33,691,000 | 34,165,000 | 35,196,000 |