Call reports 2013
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2013
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 50,055,000 | 52,131,000 | 52,280,000 | 53,367,000 |
| Total loans | 39,015,000 | 40,539,000 | 40,631,000 | 40,401,000 |
| Allowance for loan losses | 322,000 | 344,000 | 365,000 | 395,000 |
| Securities available for sale | 2,609,000 | 4,501,000 | 4,436,000 | 5,389,000 |
| Securities held to maturity | 100,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,631,000 | 45,395,000 | 45,623,000 | 46,793,000 |
| Interest-bearing deposits | 38,702,000 | 40,984,000 | 41,811,000 | 41,818,000 |
| Noninterest-bearing deposits | 3,929,000 | 4,411,000 | 3,812,000 | 4,975,000 |
| Equity capital | 4,428,000 | 4,344,000 | 4,382,000 | 4,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,233,000 | 1,868,000 | 2,521,000 |
| Interest expense | 94,000 | 184,000 | 271,000 | 352,000 |
| Net interest income | 513,000 | 1,049,000 | 1,597,000 | 2,169,000 |
| Noninterest income | 48,000 | 103,000 | 157,000 | 213,000 |
| Noninterest expense | 418,000 | 798,000 | 1,253,000 | 1,693,000 |
| Provision for loan losses | 15,000 | 70,000 | 90,000 | 120,000 |
| Pretax income | 129,000 | 286,000 | 413,000 | 569,000 |
| Income tax | 45,000 | 99,000 | 143,000 | 197,000 |
| Net income | 84,000 | 187,000 | 270,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,426,000 | 4,528,000 | 4,592,000 | 4,693,000 |
| Total capital | 4,748,000 | 4,872,000 | 4,957,000 | 5,088,000 |
| Risk-weighted assets | 30,949,000 | 33,149,000 | 33,288,000 | 32,761,000 |