Call reports 2012
DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION — 2012
What DEL NORTE BANK, A SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,108,000 | 49,048,000 | 49,853,000 | 49,273,000 |
| Total loans | 39,903,000 | 39,454,000 | 39,219,000 | 38,713,000 |
| Allowance for loan losses | 279,000 | 297,000 | 311,000 | 357,000 |
| Securities available for sale | 2,518,000 | 2,410,000 | 2,444,000 | 2,411,000 |
| Securities held to maturity | 177,000 | 155,000 | 136,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,850,000 | 41,088,000 | 41,971,000 | 41,506,000 |
| Interest-bearing deposits | 36,893,000 | 38,933,000 | 39,267,000 | 34,032,000 |
| Noninterest-bearing deposits | 2,957,000 | 2,155,000 | 2,704,000 | 7,474,000 |
| Equity capital | 3,978,000 | 4,206,000 | 4,288,000 | 4,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,289,000 | 1,939,000 | 2,568,000 |
| Interest expense | 142,000 | 266,000 | 379,000 | 485,000 |
| Net interest income | 489,000 | 1,023,000 | 1,560,000 | 2,083,000 |
| Noninterest income | 44,000 | 274,000 | 334,000 | 406,000 |
| Noninterest expense | 421,000 | 832,000 | 1,276,000 | 1,697,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 85,000 |
| Pretax income | 97,000 | 437,000 | 580,000 | 715,000 |
| Income tax | 33,000 | 155,000 | 206,000 | 251,000 |
| Net income | 64,000 | 282,000 | 374,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,957,000 | 4,175,000 | 4,252,000 | 4,341,000 |
| Total capital | 4,236,000 | 4,472,000 | 4,563,000 | 4,698,000 |
| Risk-weighted assets | 31,981,000 | 31,280,000 | 31,493,000 | 30,694,000 |