Call report 2024Q2
MERCHANTS STATE BANK — 2024Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,904,000 | USD | evidence → |
| Total loans | 143,213,000 | USD | evidence → |
| Allowance for loan losses | 1,021,000 | USD | evidence → |
| Securities available for sale | 57,368,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,772,000 | USD | evidence → |
| Interest-bearing deposits | 141,176,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,596,000 | USD | evidence → |
| Equity capital | 27,360,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,096,000 | USD | evidence → |
| Interest expense | 2,091,000 | USD | evidence → |
| Net interest income | 4,005,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 2,254,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 1,912,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 1,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,771,000 | USD | evidence → |