Call report 2022Q4
MERCHANTS STATE BANK — 2022Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 220,505,000 | USD | evidence → |
| Total loans | 131,718,000 | USD | evidence → |
| Allowance for loan losses | 1,392,000 | USD | evidence → |
| Securities available for sale | 64,945,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,059,000 | USD | evidence → |
| Interest-bearing deposits | 145,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,457,000 | USD | evidence → |
| Equity capital | 21,978,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,371,000 | USD | evidence → |
| Interest expense | 988,000 | USD | evidence → |
| Net interest income | 7,383,000 | USD | evidence → |
| Noninterest income | 778,000 | USD | evidence → |
| Noninterest expense | 4,536,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,530,000 | USD | evidence → |
| Income tax | 177,000 | USD | evidence → |
| Net income | 3,353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,901,000 | USD | evidence → |