Call report 2022Q2
MERCHANTS STATE BANK — 2022Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 223,805,000 | USD | evidence → |
| Total loans | 129,200,000 | USD | evidence → |
| Allowance for loan losses | 1,565,000 | USD | evidence → |
| Securities available for sale | 64,180,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,817,000 | USD | evidence → |
| Interest-bearing deposits | 151,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,859,000 | USD | evidence → |
| Equity capital | 21,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,793,000 | USD | evidence → |
| Interest expense | 460,000 | USD | evidence → |
| Net interest income | 3,333,000 | USD | evidence → |
| Noninterest income | 595,000 | USD | evidence → |
| Noninterest expense | 2,170,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,696,000 | USD | evidence → |
| Income tax | 91,000 | USD | evidence → |
| Net income | 1,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,473,000 | USD | evidence → |