Call report 2021Q4
MERCHANTS STATE BANK — 2021Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,439,000 | USD | evidence → |
| Total loans | 123,321,000 | USD | evidence → |
| Allowance for loan losses | 1,651,000 | USD | evidence → |
| Securities available for sale | 73,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,168,000 | USD | evidence → |
| Interest-bearing deposits | 152,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,087,000 | USD | evidence → |
| Equity capital | 27,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,234,000 | USD | evidence → |
| Interest expense | 1,238,000 | USD | evidence → |
| Net interest income | 6,996,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 4,341,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 2,897,000 | USD | evidence → |
| Income tax | 147,000 | USD | evidence → |
| Net income | 2,750,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,603,000 | USD | evidence → |
Machine access — free, no API key
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