Call report 2020Q4
MERCHANTS STATE BANK — 2020Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,377,000 | USD | evidence → |
| Total loans | 135,872,000 | USD | evidence → |
| Allowance for loan losses | 1,743,000 | USD | evidence → |
| Securities available for sale | 42,777,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,438,000 | USD | evidence → |
| Interest-bearing deposits | 133,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,544,000 | USD | evidence → |
| Equity capital | 26,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,641,000 | USD | evidence → |
| Interest expense | 1,613,000 | USD | evidence → |
| Net interest income | 7,028,000 | USD | evidence → |
| Noninterest income | 452,000 | USD | evidence → |
| Noninterest expense | 4,004,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,303,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 3,140,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,648,000 | USD | evidence → |