Call report 2020Q2
MERCHANTS STATE BANK — 2020Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,195,000 | USD | evidence → |
| Total loans | 147,793,000 | USD | evidence → |
| Allowance for loan losses | 1,701,000 | USD | evidence → |
| Securities available for sale | 23,725,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,656,000 | USD | evidence → |
| Interest-bearing deposits | 130,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,732,000 | USD | evidence → |
| Equity capital | 24,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,308,000 | USD | evidence → |
| Interest expense | 865,000 | USD | evidence → |
| Net interest income | 3,443,000 | USD | evidence → |
| Noninterest income | 225,000 | USD | evidence → |
| Noninterest expense | 1,840,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,676,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 1,588,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,356,000 | USD | evidence → |