Call report 2016Q4
MERCHANTS STATE BANK — 2016Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,995,000 | USD | evidence → |
| Total loans | 107,972,000 | USD | evidence → |
| Allowance for loan losses | 1,271,000 | USD | evidence → |
| Securities available for sale | 32,717,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,453,000 | USD | evidence → |
| Interest-bearing deposits | 110,121,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,332,000 | USD | evidence → |
| Equity capital | 17,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,420,000 | USD | evidence → |
| Interest expense | 648,000 | USD | evidence → |
| Net interest income | 5,772,000 | USD | evidence → |
| Noninterest income | 510,000 | USD | evidence → |
| Noninterest expense | 3,674,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 2,416,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 2,310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,501,000 | USD | evidence → |
| Total capital | 18,772,000 | USD | evidence → |
| Risk-weighted assets | 123,673,000 | USD | evidence → |