Call report 2016Q2
MERCHANTS STATE BANK — 2016Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,456,000 | USD | evidence → |
| Total loans | 106,110,000 | USD | evidence → |
| Allowance for loan losses | 1,272,000 | USD | evidence → |
| Securities available for sale | 31,721,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,873,000 | USD | evidence → |
| Interest-bearing deposits | 109,532,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,341,000 | USD | evidence → |
| Equity capital | 17,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,261,000 | USD | evidence → |
| Interest expense | 318,000 | USD | evidence → |
| Net interest income | 2,943,000 | USD | evidence → |
| Noninterest income | 259,000 | USD | evidence → |
| Noninterest expense | 1,736,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,340,000 | USD | evidence → |
| Income tax | 54,000 | USD | evidence → |
| Net income | 1,286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,777,000 | USD | evidence → |
| Total capital | 18,049,000 | USD | evidence → |
| Risk-weighted assets | 120,481,000 | USD | evidence → |