Call report 2014Q3
MERCHANTS STATE BANK — 2014Q3
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,365,000 | USD | evidence → |
| Total loans | 91,485,000 | USD | evidence → |
| Allowance for loan losses | 1,067,000 | USD | evidence → |
| Securities available for sale | 46,545,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,475,000 | USD | evidence → |
| Interest-bearing deposits | 101,781,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,694,000 | USD | evidence → |
| Equity capital | 13,736,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,520,000 | USD | evidence → |
| Interest expense | 472,000 | USD | evidence → |
| Net interest income | 4,048,000 | USD | evidence → |
| Noninterest income | 399,000 | USD | evidence → |
| Noninterest expense | 2,748,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,495,000 | USD | evidence → |
| Income tax | 75,000 | USD | evidence → |
| Net income | 1,420,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,217,000 | USD | evidence → |
| Total capital | 14,284,000 | USD | evidence → |
| Risk-weighted assets | 105,412,000 | USD | evidence → |