Call report 2009Q4
MERCHANTS STATE BANK — 2009Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,694,000 | USD | evidence → |
| Total loans | 85,366,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 27,409,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,132,000 | USD | evidence → |
| Interest-bearing deposits | 90,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,560,000 | USD | evidence → |
| Equity capital | 9,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,867,000 | USD | evidence → |
| Interest expense | 2,476,000 | USD | evidence → |
| Net interest income | 4,391,000 | USD | evidence → |
| Noninterest income | 469,000 | USD | evidence → |
| Noninterest expense | 3,728,000 | USD | evidence → |
| Provision for loan losses | 700,000 | USD | evidence → |
| Pretax income | 429,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,145,000 | USD | evidence → |
| Total capital | 9,940,000 | USD | evidence → |
| Risk-weighted assets | 95,194,000 | USD | evidence → |