Call report 2004Q2
MERCHANTS STATE BANK — 2004Q2
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,565,000 | USD | evidence → |
| Total loans | 68,329,000 | USD | evidence → |
| Allowance for loan losses | 1,217,000 | USD | evidence → |
| Securities available for sale | 13,444,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,850,000 | USD | evidence → |
| Interest-bearing deposits | 70,807,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,043,000 | USD | evidence → |
| Equity capital | 7,029,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,760,000 | USD | evidence → |
| Interest expense | 760,000 | USD | evidence → |
| Net interest income | 2,000,000 | USD | evidence → |
| Noninterest income | 213,000 | USD | evidence → |
| Noninterest expense | 1,530,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 575,000 | USD | evidence → |
| Income tax | 173,000 | USD | evidence → |
| Net income | 402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,206,000 | USD | evidence → |
| Total capital | 8,131,000 | USD | evidence → |
| Risk-weighted assets | 73,689,000 | USD | evidence → |