Call report 2003Q4
MERCHANTS STATE BANK — 2003Q4
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,022,000 | USD | evidence → |
| Total loans | 65,385,000 | USD | evidence → |
| Allowance for loan losses | 1,328,000 | USD | evidence → |
| Securities available for sale | 14,586,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,812,000 | USD | evidence → |
| Interest-bearing deposits | 70,109,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,703,000 | USD | evidence → |
| Equity capital | 6,988,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,550,000 | USD | evidence → |
| Interest expense | 1,960,000 | USD | evidence → |
| Net interest income | 3,590,000 | USD | evidence → |
| Noninterest income | 360,000 | USD | evidence → |
| Noninterest expense | 2,802,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 910,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 685,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,915,000 | USD | evidence → |
| Total capital | 7,807,000 | USD | evidence → |
| Risk-weighted assets | 70,925,000 | USD | evidence → |