Call report 2001Q1
MERCHANTS STATE BANK — 2001Q1
The 22 measures MERCHANTS STATE BANK reported to the FFIEC for 2001Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,198,000 | USD | evidence → |
| Total loans | 59,126,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 11,722,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,810,000 | USD | evidence → |
| Interest-bearing deposits | 67,512,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,298,000 | USD | evidence → |
| Equity capital | 5,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,608,000 | USD | evidence → |
| Interest expense | 961,000 | USD | evidence → |
| Net interest income | 647,000 | USD | evidence → |
| Noninterest income | 105,000 | USD | evidence → |
| Noninterest expense | 870,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | -165,000 | USD | evidence → |
| Income tax | -70,000 | USD | evidence → |
| Net income | -95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,735,000 | USD | evidence → |
| Total capital | 6,495,000 | USD | evidence → |
| Risk-weighted assets | 64,937,000 | USD | evidence → |