Call reports 2002
JCB BANK, NATIONAL ASSOCIATION — 2002
What JCB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,221,000 | 2,261,000 | 2,199,000 | 1,782,000 |
| Total loans | 841,000 | 820,000 | 788,000 | 833,000 |
| Allowance for loan losses | 84,000 | 82,000 | 79,000 | 83,000 |
| Securities available for sale | 2,000 | 4,000 | 7,000 | 0 |
| Securities held to maturity | 974,000 | 974,000 | 972,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 0 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,624,000 | 1,667,000 | 1,606,000 | 1,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,000 | 37,000 | 55,000 | 69,000 |
| Interest expense | 7,000 | 12,000 | 15,000 | 16,000 |
| Net interest income | 13,000 | 25,000 | 40,000 | 53,000 |
| Noninterest income | 25,000 | 50,000 | 74,000 | 137,000 |
| Noninterest expense | 88,000 | 167,000 | 248,000 | 250,000 |
| Provision for loan losses | 3,000 | -1,000 | 2,000 | 5,000 |
| Pretax income | -53,000 | -91,000 | -136,000 | -65,000 |
| Income tax | -14,000 | -30,000 | -44,000 | -60,000 |
| Net income | -39,000 | -61,000 | -92,000 | -5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,624,000 | 1,667,000 | 1,606,000 | 1,694,000 |
| Total capital | 1,637,000 | 1,681,000 | 1,620,000 | 1,709,000 |
| Risk-weighted assets | 998,000 | 1,040,000 | 1,006,000 | 1,134,000 |