Call reports 2001
JCB BANK, NATIONAL ASSOCIATION — 2001
What JCB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,520,000 | 2,408,000 | 2,407,000 | 2,295,000 |
| Total loans | 1,197,000 | 1,251,000 | 971,000 | 923,000 |
| Allowance for loan losses | 120,000 | 125,000 | 97,000 | 92,000 |
| Securities available for sale | 69,000 | 70,000 | 74,000 | 3,000 |
| Securities held to maturity | 541,000 | 547,000 | 694,000 | 970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 1,904,000 | 1,780,000 | 1,781,000 | 1,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,000 | 68,000 | 97,000 | 121,000 |
| Interest expense | 7,000 | 15,000 | 23,000 | 30,000 |
| Net interest income | 30,000 | 53,000 | 74,000 | 91,000 |
| Noninterest income | 55,000 | 104,000 | 151,000 | 187,000 |
| Noninterest expense | 111,000 | 229,000 | 331,000 | 446,000 |
| Provision for loan losses | -6,000 | 17,000 | -5,000 | 8,000 |
| Pretax income | -20,000 | -89,000 | -101,000 | -176,000 |
| Income tax | -8,000 | -25,000 | -39,000 | 4,000 |
| Net income | -12,000 | -64,000 | -62,000 | -180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,904,000 | 1,780,000 | 1,781,000 | 1,663,000 |
| Total capital | 1,925,000 | 1,801,000 | 1,799,000 | 1,677,000 |
| Risk-weighted assets | 1,597,000 | 1,565,000 | 1,372,000 | 1,046,000 |