Call reports 2001
SHORE BANK — 2001
What SHORE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 136,727,000 | 141,383,000 | 145,430,000 | 140,769,000 |
| Total loans | 93,477,000 | 97,342,000 | 98,445,000 | 105,422,000 |
| Allowance for loan losses | 1,121,000 | 1,165,000 | 1,178,000 | 1,326,000 |
| Securities available for sale | 20,669,000 | 21,010,000 | 23,541,000 | 22,394,000 |
| Securities held to maturity | 11,570,000 | 11,643,000 | 7,685,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,263,000 | 126,377,000 | 131,780,000 | 127,069,000 |
| Interest-bearing deposits | 110,867,000 | 114,452,000 | 116,158,000 | 112,510,000 |
| Noninterest-bearing deposits | 12,396,000 | 11,925,000 | 15,622,000 | 14,559,000 |
| Equity capital | 12,214,000 | 12,531,000 | 12,319,000 | 12,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,538,000 | 5,047,000 | 7,529,000 | 9,897,000 |
| Interest expense | 1,357,000 | 2,640,000 | 3,863,000 | 4,929,000 |
| Net interest income | 1,181,000 | 2,407,000 | 3,666,000 | 4,968,000 |
| Noninterest income | 236,000 | 491,000 | 736,000 | 1,084,000 |
| Noninterest expense | 890,000 | 1,819,000 | 2,759,000 | 3,712,000 |
| Provision for loan losses | 59,000 | 105,000 | 163,000 | 310,000 |
| Pretax income | 468,000 | 974,000 | 1,480,000 | 2,030,000 |
| Income tax | 150,000 | 314,000 | 476,000 | 616,000 |
| Net income | 318,000 | 660,000 | 1,004,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,060,000 | 12,403,000 | 11,848,000 | 12,259,000 |
| Total capital | 13,222,000 | 13,583,000 | 13,051,000 | 13,517,000 |
| Risk-weighted assets | 88,076,000 | 94,591,000 | 95,646,000 | 98,486,000 |