Call reports 2006
REPUBLIC NATIONAL BANK — 2006
What REPUBLIC NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 652,989,000 | 600,894,000 |
| Total loans | 475,316,000 | 474,013,000 |
| Allowance for loan losses | 5,469,000 | 5,327,000 |
| Securities available for sale | 72,766,000 | 68,194,000 |
| Securities held to maturity | 9,146,000 | 8,650,000 |
| Trading assets | 0 | 0 |
| Total deposits | 589,995,000 | 543,787,000 |
| Interest-bearing deposits | 497,089,000 | 454,971,000 |
| Noninterest-bearing deposits | 92,906,000 | 88,816,000 |
| Equity capital | 50,361,000 | 52,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 9,755,000 | 19,991,000 |
| Interest expense | 2,835,000 | 5,922,000 |
| Net interest income | 6,920,000 | 14,069,000 |
| Noninterest income | 704,000 | 1,384,000 |
| Noninterest expense | 4,356,000 | 8,763,000 |
| Provision for loan losses | 200,000 | 400,000 |
| Pretax income | 3,068,000 | 6,290,000 |
| Income tax | 992,000 | 2,044,000 |
| Net income | 2,076,000 | 4,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 51,475,000 | 53,645,000 |
| Total capital | 56,944,000 | 58,972,000 |
| Risk-weighted assets | 515,143,000 | 525,582,000 |